PRIVACY POLICY & WEBSITE POLICY

 L.C.E. Federal Credit Union
77 N. St. Clair St.
Painesville, OH 44077
1-888-357-2560
www.lcefcu.org

 

FACTS WHAT DOES LCE FEDERAL CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?
   
Why? Financial companies choose how they share your personal information.  Federal law gives consumers the right to limit some but not all sharing.  Federal law also requires us to tell you how we collect, share, and protect your personal information.  Please read this notice carefully to understand what we do.
   
What?

The types of personal information we collect and share depend on the product or service your have with us.  This information can include: 
*       Social Security number
*       Name and Address
*       Loan balances and payment history When you are no longer our member, we continue to share your information as described in this notice.

   
How? All financial companies need to share non-public personal information to run their everyday business.  In the section below, we list the reasons financial companies can share their non-public personal information; the reasons LCE Federal credit Union chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does LCE FederalCredit Union Share? Can you limit this sharing?
For our everyday business purposes –such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes –to offer our products and services to you Yes No
For joint marketing with other financial companies Yes No
For our affiliates’ everyday business purposes –Information about your transactions and experiences No No
For our affiliates’ everyday business purposes –Information about your creditworthiness No No
For our affiliates to market you No No
For non-affiliates to market you No No
Questions? Call 440-357-2560 or 1-888-357-2560 or go to www.lcefcu.org
Who we are
Who is providing this notice? L.C.E. Federal Credit Union
What we do
How does L.C.E. Federal Credit Union protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law.  These measures include computer safeguards and secured files and buildings.
How does L.C.E. Federal Credit Union collect my personal information?

We collect your personal information, for example: 

*     Information we receive from you on application or other forms.
*     Information about your transactions with us.
*     Information from a consumer reporting agency.

Why can’t I limit all sharing?

Federal law gives you the right to limit only 

*     Sharing for affiliates’ everyday business purposes-information about your creditworthiness
*     Affiliates from using your information to market to you
*     Sharing for non-affiliates to market to you 

State laws and individual companies may give you additional rights to limit sharing.

Definitions
Affiliates *     Companies related by common ownership or control.  They can be financial and non-financial companies.
*     We have no affiliates
Non-affiliates *     Companies not related by common ownership or control.  They can be financial and non-financial companies.
*     We will not disclose your nonpublic personal information to nonaffiliated third parties, except as permitted by law.
*     We do not share with nonaffiliates
Joint marketing *     A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
*     Cuna Mutual Group